Fed up as I am with Barclays’ Currency Call Account – you give them your US Dollars, they may or may not charge you a fee for paying them into a US Dollar account, they give you no interest, no paying-in books, no cheques or cards and then they charge you a fee for taking any US Dollars out – I decided that Citibank’s US Dollar current account might be the way to go.

So I went online, filled out the application details, sent them proof of address, etc. and then waited. Yesterday, I received a letter saying that due to my credit score from Experian, Citibank wouldn’t let me open the account.

It’s a current account with no credit card and no overdraft facility. No credit or borrowing required. So why should a credit score affect this? What a wunch of bankers!

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